Companies or Users putting Currency on the platform and using this facility include new or rapidly growing ventures or currencies which are high risk and extremely speculative as the laws and validation of the currencies for having any value are unclear and one must assume they have no value and all of the investment could be lost. Investment in these types of Currencies is very speculative and carries high risks. You may lose your entire investment, and must be in a position to bear this risk without undue hardship. The law normally requires people who offer financial products to give information to investors before they invest. This requires those offering financial products to have disclosed information that is important for investors to make an informed decision. The usual rules do not apply to offers by Initial Currency Offerings using this facility. As a result, you may not receive a complete and balanced set of information. You will also have fewer other legal protections for this investment. Ask questions, read all information given carefully, and seek independent financial advice before committing yourself. All Investors must become an “advised” investor, be qualified, accredited, sophisticated, or every day investors, by filling out the application form. An Investor who accesses an Offer from outside New Zealand or who is not a New Zealand citizen (Overseas Investor) is solely responsible for ensuring their compliance with all laws of any country outside New Zealand relevant to them accessing such Offer and subsequently subscribing for any coins pursuant to that Offer. Any Overseas Investor should consult their professional advisers as to whether any governmental or other consents are required, or other formalities need to be observed, to enable them to access an Offer or to subscribe for currency pursuant to an Offer. A Company who accesses an Investor from outside New Zealand or who is not a New Zealand resident (Overseas Offeror) is solely responsible for ensuring their compliance with all laws of any country outside New Zealand relevant to them accessing such Investor and subsequently acceptance of subscribing for any currency or trading any currency pursuant to that Offer. Any Overseas Offeror should consult their professional advisers, lawyers, and regulator, as to whether any governmental or other consents are required, or other formalities need to be observed, to enable investors to access an Offer or to subscribe for coins or currency pursuant to an Offer within a Match bargain system. We do not accept clients from the USA, Canada, Australia, New Zealand, or we may have the right to reject your application based on the Country you are resident of at our own discretion. iBITX does not take responsibility for the legality of the individual being able to trade or the Initial Currency Offerings validity, it is only a software portal platform which matches willing offering parties with willing buying parties for virtual units of any product offered by the Offering party, who, as the offerer, is ultimately responsible for the goods delivered. IbitX is not responsible for any loss on the system, this is between the “company” and “investor” as a private transaction, or “Investor” to “investor” as the system is only a matching system for these private transactions. No advice is given by the system or the software, advice must be given by the financial service provider you have chosen.